Open The Page to Comprehensive Insurance for Your Library

By the Cover, an exclusive insurance program created by the Regan Agency, is designed to provide protection against the unique risks libraries face. The Regan Agency, with more than four decades of experience insuring libraries throughout New York, built By the Cover to bring together a collection of custom-tailored property and liability coverages for comprehensive and competitive insurance solutions.

Get broad industry-specific insurance protection to protect against liability lawsuits and property damage.

A single Package Policy that includes General Liability, Property, Auto, Inland Marine, and Crime insurance
Directors & Officers insurance
Employment Practice Liability insurance including Wage and Hour coverage
Umbrella Liability insurance with limits available up to $15 million

Coverage Highlights

General Liability limits of $1 million/$3 million
Abuse or Molestation Coverage
Library Property Coverage Floater for Collection Materials
Coverage for Mobile Equipment, Fine Arts, Computer Equipment, and Data
Fine Arts Coverage/Extended Property of Others Coverage for Exhibits
Flood and Backup of Sewers and Drains coverage
Incidental Medical Malpractice/”Good Samaritan” coverage
Athletic Participation Medical Payments Coverage

Program Features

Financial strength of an A+ rated (Superior) AM Best insurance company
Competitive pricing and flexible payment options are available
Discounts available to NYLA members
Expert loss-prevention to mitigate risks and in-house claims handling for fair and responsive resolutions

The professional staff at Regan Agency is well-schooled in the risks libraries face and how to address them. By the Cover was designed to respond to those risks.

Contact Kevin Regan for more information about By the Cover to properly protect your library:

Kevin Regan
(631) 669-3434, ext. 216
kregan@reganagency.com

Interested in a Quote? Please fill out the following form and email it over to kregan@reganagency.com!